The timing of this thread couldn't have been better because I just recently got an email from Binance saying
Idk wtf any of this means. I don't really do much with anything. I bought some $200 in Litecoin a few years ago, maybe 5 now, when it started heating up. Haven't touched it since. I sometimes monitor how its doing but it was pretty much one of those set it and forget it things for me. I'm sure I am down to pennies on the dollar from where I bought it so at this point it is what it is.
Aside from that, financial talk scares the shit out of me because I don't understand any of it. I have a Roth 401k that I've been contributing to since I've had my job the last 10 years. I have no idea what I invest it in, I just picked one of those preset accounts that the company offers. Another set it and forget it. I had over $100k in it in January. I've lost around $20k since. Everyone just says to let it go, it'll rebound.