Not gonna lie and say I didn't get lucky, because that certainly was part of it, but I got a good paying government job with a pension which I started at the ripe old age of 20. I'll never be "rich" doing this, but also shouldn't ever be paycheck to paycheck as long as I'm not an idiot with spending.
I should probably invest more than I do, but my viewpoint is that as long as all the bills are paid and there's some extra for potential emergencies, all is well. I'd also rather make memories and do things I like now rather than be a miser and have more money in retirement. I could die next week and know that at least I got to take my kids to Disney World and whatnot.
My advice is don't take advice from r/wallstreetbets